Don't forget to factor in closing costs when considering a home sale or purchase. Sarah Eden & Company is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 850.222.3075 if your needs include a professional REALTOR® ready for the business side of real estate.

Anticipated closing costs

There are certain ordinary expenses associated with closing the sale of a house. These costs are commonly split between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your process.

Loan-related closing costs    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, we'll not only work to get the very best sales price, but we'll also push for reduced closing costs. And once we've arrived at an agreement, we'll fully explain the closing costs so you are informed of exactly where your money is going.

Buyers: If you are buying a home in Leon County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not stunned when you show up at closing time. We'll be willing to look at the GFE with you, answering your questions and highlighting any estimates of concern.